Making Insurance Easy, One Step at a Time
Tammy Rush
Independent Broker
I started my insurance career in 1999 in Omaha Nebraska. I have been a Texas resident since 2013 and reside in the Houston area. I have three amazing children, a beautiful granddaughter and a dog to keep me busy.
I am an independent broker and am licensed in several states. I do not work for an insurance company. I work for you! I am here to offer guidance, resources and education to help you make the best decision about your retirement benefits and coverages, and I help you enroll in the benefits that best fit your needs. My goal is to make the process simple and make sure you understand what options you have and how they work. There is no one size fits all option. You get to choose what’s right for you.
I’m looking forward to working with you!!
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Empowering you is our business
Since 1999, Tammy with Senior Benefits has been navigating the world of Insurance to provide the best coverage for our clients!
Medicare FAQ's
Got questions? We've got answers
You are eligible to apply for Medicare during your initial enrollment period which is a 7 month window. 3 months before turning 65, the month you turn 65 and 3 months after turning 65.
The easiest way to sign up for Medicare is online through SSA.gov or by Calling Social Security at 1-800-772-1213. You can also visit your local Social Security Office.
If you are already receiving Social Security Benefits you will be automatically enrolled into Original Medicare, otherwise you will be eligible to enroll during your initial enrollment period that starts 3 months before your 65th birthday.
If you miss your Initial Enrollment Period you can sign up during the General Enrollment period that occurs every year January 1st through March 31st. Coverage becomes effective the month following your enrollment date.
Yes, there are penalties for not signing up for Part B of Medicare and will be added to your premium.
If you need a new Medicare card you can order a replacement card by phone at 1-800-772-1213, or online at the Social Security Administration web site. Make sure you have your Medicare number ready when you call.