Getting Started
Flexible Coverage Options for Retirees and Employees
Group Medicare
Group Medicare Insurance refers to health coverage offered through an employer, union, or association that works alongside or replaces Original Medicare. It can be provided to:
Current employees who are Medicare-eligible
Retirees through a former employer or union
Association members through professional or trade organizations
This type of coverage can come in a few forms, including retiree plans, group Medicare Advantage, and supplemental (Medigap) options.
Eligibility
You may be eligible for a group Medicare plan if you are:
65 or older and covered by your or your spouse’s employer
A retiree receiving benefits from a former employer or union
A Medicare-eligible member of a qualifying association or organization
Employers and groups must offer these plans directly—you can’t enroll in them through the individual marketplace.
Plans
Employer or Retiree Group Plans
Association-Based Group Plans
Why it Matters
Plans
At Senior Benefits , we work with employers, unions, and organizations to develop cost-effective, easy-to-manage Medicare group solutions.
We provide:
Plan education and enrollment support
Customized benefit designs
Ongoing service for members and HR teams
Compliance with CMS and Medicare regulations
Let us help your team plan with confidence.
Medicare FAQ's
You are eligible to apply for Medicare during your initial enrollment period which is a 7 month window. 3 months before turning 65, the month you turn 65 and 3 months after turning 65.
The easiest way to sign up for Medicare is online through SSA.gov or by Calling Social Security at 1-800-772-1213. You can also visit your local Social Security Office.
If you are already receiving Social Security Benefits you will be automatically enrolled into Original Medicare, otherwise you will be eligible to enroll during your initial enrollment period that starts 3 months before your 65th birthday.
If you miss your Initial Enrollment Period you can sign up during the General Enrollment period that occurs every year January 1st through March 31st. Coverage becomes effective the month following your enrollment date.
Yes, there are penalties for not signing up for Part B of Medicare and will be added to your premium.
If you need a new Medicare card you can order a replacement card by phone at 1-800-772-1213, or online at the Social Security Administration web site. Make sure you have your Medicare number ready when you call.
Senior Benefits Consulting, LLC is a privately owned small business and is not endorsed by the U.S. Government or associated with any federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program
(SHIP) to get information on all of your options.
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